ETF-Sparplan-Rechner

Mit deutscher Steuer-Realität — most compound calculators ignore what Germany actually taxes. This one models the Vorabpauschale, your Sparerpauschbetrag and the Teilfreistellung, so the end number is what really lands in your account.

Financial education — not investment advice. These calculators are illustrative and hypothetical. GermanDost is not a licensed investment adviser and provides no personalized recommendation (Anlageberatung) within the meaning of the German Wertpapierhandelsgesetz (WpHG) or under BaFin supervision. Investing carries risk — your capital is at risk and past performance is not a guarantee of future results. Figures use public rates (e.g. BMF Basiszins, Bundesbank, Deutsche Rentenversicherung) and simplifying assumptions; taxes depend on your situation. We describe how products work and list broad index funds by methodology — we never tell you which specific product to buy. Before investing, opening a Depot, or taking a mortgage, consult a licensed adviser (Steuerberater / Honorar-Anlageberater / Baufinanzierungsberater). Provider links may be affiliate links — see our Terms.

Last updated: 2026-07-10

ETF-Sparplan-Rechner

ETF-Sparplan-Rechner

Der Kosten-Effekt (TER)

Der Kosten-Effekt (TER)