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Everything you need to learn German, plan the move, and settle in.

Source-backed tools grouped by where you are on the journey — from your first 800 words to your visa and your first euro. Open any one and get a clear next step.

Start with vocabulary Money tools

Featured · Money

Benefits optimizer

Grundsicherung versus working in Germany — model Bürgergeld, Wohngeld, Kindergeld and Kinderzuschlag against rent and work costs to see which leaves more in your pocket. Verified 2026 rates. Educational, not advice.

Open optimizer

Settle & thrive

Your life in Germany

Beyond the language — find a flat, claim what you're owed, build wealth, and study here. Built for Indian & Pakistani newcomers.

Brief-Scan: decode a letter

Photograph any German Amt letter → plain English/Urdu/Hindi + deadline + reply.

Housing

Scam scanner, cash-on-arrival calc, application dossier.

Wealth

ETFs, tax, rent-vs-buy — education + calculators (halal track).

Study in Germany

APS, uni-assist, deadlines, Sperrkonto — the source of truth.

APS: do I need it?

India yes (aps-india.de) · Pakistan no. The #1 myth, fixed.

Rental scam scanner

Paste a listing — flag the classic fraud instantly.

Convert your licence

India, Pakistan & Bangladesh all need the full German test + the §29 FeV 6-month rule.

Theory test trainer

350 practice questions with explanations, 150 road signs in English, real error-point mock. Free, no login.

350practice questions

Formal letter templates

25 Musterbriefe — Kündigung, Widerspruch, Amt-Termin, Wohnungsbewerbung (EN + DE, copy & fill).

German CV builder

Build a correct tabellarischer Lebenslauf — live preview, print/PDF, free.

Learn

Build the German

Daily-driver tools to grow your vocabulary, grammar, and reading — all free, all in your browser.

Vocabulary builder

Browse, search & drill words in EN, UR, HI.

820+words

Grammar exercises

Articles, cases, verbs — fix the patterns that trip you up.

9topics

Verb conjugation

Conjugate the most common verbs across every tense.

30core verbs

Reading practice

Read levelled texts and check your comprehension.

2A1 + A2 sets

Vocabulary quiz

Timed multiple-choice with streak tracking.

100+questions

Type trainer

Master umlauts and the Eszett on any keyboard.

7special chars

Real-world scenarios

Rehearse the doctor, the flat hunt, the Amt.

12scenarios

Fill in the blank

Lock in vocabulary and grammar in context.

50+sentences

Word lists & stats

Frequency lists plus your own progress dashboard.

3list types

Migration

Plan the move

Verified 2026 rules for visas, study, and family reunification.

Visa pathway check

8 questions → the German visa routes that may fit you.

8questions

Blue Card calculator

Check your salary against the 2026 thresholds.

€50,700standard bar

Ausbildung filter

Sectors that hire non-EU trainees, with stipends.

10sectors

Scholarship matcher

Rank your fit across 8 funding routes.

8funding routes

Admission filter

English-taught Masters by field, city & deadline.

100+programs

Family reunification

Can your spouse, child, or parent join you?

36§§28–36a

Termin notifier

Email alerts when Bürgeramt slots open.

3min refresh

Scam database

Spot the patterns that target newcomers.

10verified scams

Live here

Make Germany permanent

Citizenship, degree recognition, career rights, family, health insurance — the 2026 rules as working tools, not paperwork anxiety.

Einbürgerungstest trainer

All official citizenship-test questions with plain-English explanations — practice by topic, take the real 33-question mock.

460official questions

Citizenship calculator

Arrival date, permit, B1, test status → your earliest realistic application date and what's still missing.

5year track (2026)

Anerkennung wizard

Is your degree or profession recognised in Germany? Your exact recognition route, authority, and documents.

32professions mapped

Arbeitszeugnis decoder

German references are written in code — 'stets bemüht' is not a compliment. Paste yours and decode it.

102coded phrases

Elterngeld calculator

Your parental-allowance months and monthly amount — Basis vs Plus vs Partnerschaftsbonus, 2026 rules.

€1,800max Basis/month

Krankenkasse chooser

Public health insurers compared on price, English service, and extras — plus when you may switch.

15Kassen compared

Application tracker

Track every job application, deadline, and follow-up in one place — stored on your device.

Money

Set up your euros

Neutral, source-backed comparisons — no personalised advice.

Salary calculator

Brutto→Netto: your real take-home, tax class I–VI, 2024–26.

6tax classes

Salary reality check

What a €X offer really leaves — and what you can send home.

3home corridors

Blue Card calculator

Am I Blue-Card eligible? 2026 thresholds + exact gap.

€50,700standard bar

ETF Sparplan projector

Project a monthly ETF plan — with the real German tax drag.

€25min Sparrate/mo

Rent vs Buy

Mieten oder kaufen? Break-even mit echten Kaufnebenkosten

Depot Compare

Which German broker accepts your residence permit

Benefits optimizer

Bürgergeld, Wohngeld, Kindergeld vs working — which leaves more?

4benefits modeled

Banking compare

Find a Girokonto that fits your income & ATM habits.

€0free options

Remittance compare

Most euros home to India, Pakistan, Bangladesh.

5providers

Insurance calculator

GKV, expat & private health plans side-by-side.

6situations

Property & Invest

Buy, invest, keep your euros

Buying costs 9–12% in cash on top of the price, and a big home-country return can be a real euro loss. The honest property + investing math.

Real-return / erosion

A +159% home return in PKR can be a −7% loss in the euros you actually spend. See the real number.

−7%real € loss on a +159% PKR FD

Kaufnebenkosten calculator

Grunderwerbsteuer + Notar + Makler — the cash you pay on top of the price, straight from your Eigenkapital.

€46,280closing on €400k in NRW

Mortgage for foreigners

Non-EU on a permit / Blue Card can borrow while resident — with a bigger deposit. Your rate + monthly Rate.

20–40%min deposit, non-German

Rental yield calculator

Gross vs net yield across 8 cities — Munich ~2.5% up to Leipzig ~5%. Rent is taxed at your progressive rate.

8cities compared

AfA depreciation

The building-only write-off that lowers taxable rent — linear 2–3% or the degressive 5% for new-builds.

5%degressive AfA, new-build

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