Neutral side-by-side comparison of GKV, expat, and premium private plans for newcomers to Germany. We don’t individualise recommendations — the final call is yours.
We’re not a licensed insurance broker (§34d GewO). We provide neutral segment-based comparisons from publicly verifiable sources. Contact the provider or a licensed Versicherungsmakler for personal advice.
Options for Student under 30
Expat / Student
Mawista Student Classic
entry-level; plan-dependent
~€35/mo
Last verified 2026-04-22
Popular for language-course / visa-preparation phase
Covers outpatient + emergency + maternity basics
Not equivalent to full GKV coverage
Affiliate link — we may earn a small referral fee.
Expat / Student
DR-WALTER Educare24
~€34,5/mo
Last verified 2026-04-22
Language-course + prep-phase coverage
English claim service
Does not count as GKV for long-term study
Affiliate link — we may earn a small referral fee.
Expat / Student
HanseMerkur Start Fit
plan and age dependent
~€38/mo
Last verified 2026-04-22
Visa-application friendly
Multi-language support materials
Affiliate link — we may earn a small referral fee.
Premium private
Ottonova Study Secure
~€125,86/mo
Last verified 2026-04-22
Fully-digital private health insurance
English app + concierge
Good for PhD researchers / scholarship holders
Affiliate link — we may earn a small referral fee.
Broker
Feather Insurance
Feather searches across providers
See price
Last verified 2026-04-22
English-first broker covering most segments
Affiliate commissions pay this site if you sign up via our link
Affiliate link — we may earn a small referral fee.
Information, not insurance brokerage. GermanDost does not hold an insurance-mediator license under §34d GewO. Comparisons are segment-based, not individualized. Actual coverage, rates, and eligibility are set by the insurance provider in their contract of insurance (VVG). Please compare official terms with the provider before enrolling. Links to providers may be affiliate links — see our Terms for details.