#safety-net
7 posts tagged with this keyword.
60% of your salary for up to 24 months — ALG 1 for Blue Card holders
Arbeitslosengeld I replaces 60% (67% with a child) of your net salary if you lose your job in Germany. Blue Card and §19c holders qualify the same day an EU citizen does. Here is the 2026 playbook.
Published 2026-04-23
€563/month + rent if everything goes wrong — Bürgergeld decoded
Bürgergeld (the former ALG 2) is Germany's last-resort safety net. €563/month for a single adult in 2026, full rent covered, household support scaled by age. For non-EU residents it has strict eligibility rules — here is the complete 2026 picture.
Published 2026-04-23
78 weeks of sick-pay safety net — what Krankengeld really covers
If you are too sick to work, your employer pays 100% for 6 weeks, then GKV pays 70% of gross (max 90% of net) for up to 78 weeks in a 3-year window. This is the Krankengeld safety net explained for 2026.
Published 2026-04-23
14 weeks at full salary around birth — Mutterschaftsgeld explained
Mutterschaftsgeld pays you your full net salary for 14 weeks around birth — 6 before the due date, 8 after. GKV pays up to €13/day, the employer tops up the rest. Then Elterngeld takes over for up to 14 months.
Published 2026-04-23
€347–€990/month to care for a family member — Pflegegeld for Blue Card holders
If you care for a parent, spouse, or child at home in Germany, Pflegeversicherung pays you up to €990/month in cash. Here's how Pflegegrade, eligibility, and the 2026 rates work for Blue Card families.
Published 2026-04-23
The €500/year tax-free savings scheme your employer funds — VL + Arbeitnehmer-Sparzulage
Vermögenswirksame Leistungen (VL) is an employer-funded savings bonus that most Blue Card hires never ask for. Up to €480/year from the employer plus €43–€86/year Sparzulage for lower earners. Here's how to get it.
Published 2026-04-23
€300–€700/month rent help most expats don't realise they qualify for — Wohngeld 2026
Wohngeld is the state rent subsidy that was doubled in 2023 and now reaches 2M+ households. Blue Card holders qualify. Here's the 2026 income thresholds, household-size table, and application timeline.
Published 2026-04-23